Showing posts with label risk. Show all posts
Showing posts with label risk. Show all posts

Monday, January 26, 2009

Casts: Boon or Curse?

No one wants to have deformed limbs, fingers, or facial features, because the doctor did not set their bones correctly, subsequently giving them a poorly made cast or none at all. However, at the same time no one wants to have an immobile, stinky appendage that costs them their independence and dignity. There are few reasons why people are able to put up with it. For one, they know it's necessary. Another reason is that they know it is only temporary. And, the third, which can both provide enjoyment and guilt, is the sympathy and occasional empathy you might receive from people in the form of gifts, doing chores for you, dressing you, and feeding you grapes while singing to you.
However, as an independent-minded person, a "go it aloner" or as a radically autonomous individual, you might also enjoy some other strategies. 

1. If you have a long term cast or splint, it can get irremediably smelly. Or so you thought. You can actually fairly effectively nullify the stench with a spray or two of cologne every other day. Armani, Hugo Boss, and Givenchy are all options, but if you like other stuff that's fine. For instance, I would not expect a woman to spray her leg with cologne. That's just odd.

2. If you have a hand cast or splint with some fingers exposed, you can still use them. Of course, you should be careful, especially if the fingers exposed effect the position and subsequent healing of the fingers that are in the cast. But, it is indeed liberating to be able to put on pants with one hand and a thumb, or type with one hand and your ring finger. Your newfound abilities will impress friends (you might even try cutting stake with a few fingers).

3. Refuse help regularly. If people offer to open jars, bottles, packages, or carry things for you, brush them off. First off, you can do it, and second, if it takes you a while and looks ridiculously awkward, you tend to get more sympathy. You become thence empowered from within and without. People will become amazed by your coping abilities, and you will feel somewhat fulfilled in being able to do what were before minor tasks.

Well, those are my tips for you. But the best tip I can provide is to not break things (I speak specifically of bones). Just don't do really risky things if you can help it...or just don't do a lot of them with great frequency. And, if you don't heed my advice about breaking stuff, at least you have a good approach for what to do when you're broken.

Monday, September 29, 2008

Bailout=FAIL.

I got word just now that the bailout proposal has been rejected by congress. I am elated. Federal funds should stop going to bailout private firms. They failed. I did not cause their failure. Neither did millions of other Americans.

Congress is just trying to cover their own stupidity. Since 1992 democrats have been pushing mortgage lenders to make high risk loans to the poor. Well guess what?! In a pinch, they can't afford them, and many of them were paying next to nothing anyway. We, as Americans need to think more about living within our means. If I cannot afford something I should not be able to buy it. But the government barged in and said credit scores don't matter, incomes don't matter, everyone DESERVES a loan. Well, we can see what happened following that mentality.

I am not holding the financial industry and mortgage lenders blameless, but it was DC that caused this problem, not NYC. NYC just exacerbated it on the false pretense that the housing bubble would never burst. Many saw this coming for years. Prices don't always go up, and debts have to be paid.

It's true, regulation is needed. We can't allow anymore high-risk loans. But, we must allow private firms to bailout the market, not the government. And short selling is not the problem. The idea that stopping short selling will help the market is asinine. Just enforce the laws on the books that call for transparency.

Monday, September 22, 2008

Turns out we can blame more people.

I just read an article on bloomberg.com that explains how the collapse happened and who was really responsible. It might shock you, but it was the senate democrats in 2005. The legislation that would have prevented Freddie and Fannie from taking on so much risk was caught in partisan wrangling and was never allowed to go before the whole body of the senate to be voted on. 

Funny part is, McCain backed it. Obama, Hillary, and Dodd opposed it because each had received thousands of dollars from Fannie and Freddie. Obama got $125,000, Hillary got $75,000 and Dodd got $165,000 Ooops. Guess we can't pin this one on the republicans.
Note: Please read the linked article before giving a knee jerk response.