Even though I now know how young I still am, I still can't keep myself from thinking about retirement. And, quite frankly I don't really want to retire. All the men on both sides of my family have pretty much worked up until their dying day. It'd almost be nice to be able to mark it on a Calender so I know when work will officially be over (at least in mortality). But, I can think of certain work impoverished situations that I certainly would not mind.
I would love to live in a cozy cottage overlooking the central California coast. I would have a computer, some pens, paper, surfboards, a garden, and a great kitchen. I could wake up and catch some waves, veg out on the beach a little bit with my special someone, then come back home and write while looking out on the water. Then I could split time with my garden and pull up a bunch of summer squashes, cherry tomatoes, and cucumbers and head back to my awesome kitchen and whip something delicious up. That, to me, would be ideal. I would feel accomplishment in writing, and yet still be relaxed and flexible enough to enjoy my twilight years. However, what it would have to imply is that I am good at writing, and that could be easily debated. But, jumping back to this dream scenario, I don't think it would have to be the central California coast. It could be Cape Cod, or the South Shore area of Massachusetts. It could even be Nova Scotia. Who knows? I think you get the point.
Trying to be as pragmatic as possible, what is your retirement scenario? Talk amongst yourselves.